Simple, transparent and fair
You should always know what you're paying for. No hidden charges. No surprise deductions. Just transparent pricing that helps us build a sustainable financial community.
Become a Backalion
| Plan | Price |
|---|---|
| Annual Membership | $3.50 per year |
Manage multiple currencies
| Plan | Price |
|---|---|
| Monthly | $1.00 |
| Quarterly | $2.50 |
| Semi-Annual | $4.00 |
| Annual | $7.00 |
Simple and affordable
Internal transfers between My Backup Finance members are simple and affordable.
| Transfer Amount | Fee |
|---|---|
| $0 – $100 | $0.10 |
| $101 – $500 | $0.09 |
| $501 – $1,000 | $0.08 |
| $1,001 – $5,000 | $0.07 |
| $5,001 – $10,000 | $0.06 |
| Above $10,000 | $0.05 |
Competitive rate, flat service fee
Our exchange service uses a competitive exchange rate, a transparent exchange margin, and a simple flat service fee based on transaction size.
| Exchange Amount | Fee |
|---|---|
| $10 – $100 | $1 |
| $101 – $500 | $2 |
| $501 – $1,000 | $3 |
| $1,001 – $5,000 | $4 |
| $5,001 – $10,000 | $5 |
| Above $10,000 | $10 |
Savings Goals
Creating savings goals is included with your membership. Depending on the options you choose when creating a goal, you may enable daily interest or savings discipline features — or disable them if they don't suit your preferences. You remain in control of how your savings goal works.
Goal Discipline Features
Daily Interest — eligible goals earn interest daily based on the applicable rate and terms.
Missed Savings Fine — if enabled, a small fine may apply when you miss a scheduled contribution, to help you stay committed.
Early Withdrawal — withdrawing before maturity may carry a penalty according to your goal settings, protecting the purpose of goal-based saving.
Rewards that stay transparent
Eligible referral activities may earn cash commissions or reward points; reward structures may change as the platform evolves and will always be communicated clearly. For Backabola, members can participate using cash tickets or reward points, subject to availability and program rules — ticket prices and prize structures are published before each game session.
Every fee serves a purpose
It helps us maintain and improve the platform, deliver secure financial services, invest in innovation, support customer service, reward community growth, and build a sustainable institution for the long term.
Pricing questions
Are there any hidden fees?
No. We are committed to transparent pricing. Any applicable fees are disclosed before you use a service.
Can pricing change?
From time to time, pricing may be updated to reflect new services or operational needs. If changes are made, we will communicate them in advance where appropriate.
Why do some services have fees?
Fees help us maintain the platform, improve security, develop new features, and continue delivering reliable financial services.
Ready to get started?
Join a financial community built on transparency, discipline, and trust.